Tag Archives: buying

Thinking About a New Home?

So you’re thinking about buying a new home, huh? Well here are a couple pointers you should think about before diving into the water. What have you done? What do you need to do to move forward in this process?

  1. Crunch your numbers – figure out what you can do financially. Are you truly ready to buy a house now? What types of payments do you think you can cover?
  2. Know your credit – you should know your credit because it will determine what your interest rate and mortgage payment will be. The lower your score, the higher your payments will be. If you have credit issues, you should begin fixing them now since it usually takes time.
  3. Garner a down payment – Your down payment on your home will be anywhere from 5% to 20% of the price of the home. The median home price in Las Vegas is $196,000 which means your down payment would be anywhere between $9,800 and $39,200.
  4. Get educated – take advantage of the free home buying seminars, typically offered by banks or nonprofits. There you will learn things like what each portion of a mortgage payment goes toward and criteria lenders use to evaluate a buyer.
  5. Interview at least 3 Real Estate agents – 52% of buyers fin an agent through a friend but these are some good questions to ask:
    1. How long have you been in real estate? You want someone who knows what they are doing.
    2. How long have you been in the area? If they lived in the area their entire life, they’re likely to know more about the area versus one who recently moved to the region.
    3. What’s your schedule? If they’re not full time, you need to know when they will be available.
    4. Do you have any vacations planned? If they’re heading out of town soon, make sure they have a back up realtor just in case you find the perfect home while they are away.
  6. Know the difference between a real estate agent, broker, and a REALTOR.
    1. Real Estate Agent – anyone licensed to sell property, usually completed 100 hours and passed an exam.
    2. Broker – one who continued his studies and hires agents to work under them
    3. REALTOR – an agent or broker who is a member of National Association of Realtors. They adhere to a detailed code of ethics. You can consider them an added insurance that they are committed to your cause.
  7. Mortgage shop – you won’t buy the first house you like, don’t settle with the first mortgage price you get.
  8. Ballpark closing costs – 3% to 6% of the purchase price of the house goes towards closing costs because of taxes, transaction fees and other expenses.
  9. Ponder the future – always have an emergency fund to cover at least 3 to 6 months worth of bills. You may face a financial hardship and you should make sure you are prepared.

 

Who am I?

My name is Daryl Hanna and I am your Las Vegas Native REALTOR. I have lived in Las Vegas for the past 43 years, never living anywhere else… I am not 100% sure if that is good or bad. I DO KNOW that when it comes to serving my real estate clients it sure as hell comes in handy!!

There is only one way I have stayed on top—putting my clients first. Staying accessible, responding quickly to clients, and being a good communicator are qualities I have.

I have built many strong relationships with people in all kinds of different industries and I use those relationships for my clients benefit… I have been ranked in the top 1% of Las Vegas Realtor’s for the past 5 years running… I strive to give ALL my clients the same strong, ethical & aggressive representation EVERYTIME with out fail…

With my background in contracting, real estate came easy. I specialize in short sales and distressed properties.

If you’re thinking about buying or selling a home in the Las Vegas Area, please contact me.

darylhanna@gmail.com (702) 218-4585

For more information visit www.HannaGroups.com

 

The Hanna Groups & Homes for Heroes

I recently applied, interviewed and was accepted as an agent to represent an organization called Homes for Heroes. What this organization does is help all the “Heroes” of our community by assisting them with the purchase and sale of real property!! What is a Hero you ask?? A Hero is any military person (active or vet), police, fire, medical responder, public worker or teacher… 25% of my commission as a Realtor goes towards the Heroes closing costs… Than 5% of the Realtor’s commission goes towards helping veterans in need… The second I heard about The Homes for Heroes Foundation I was hooked and new I had to be a part of it!! Not enough is done in my opinion to help these vets so if I can not only help them but at the same time help all our heroes attain home owner ship I am happy to do it… All day long!!

You can visit the website for more information

https://www.homesforheroes.com/affiliate/daryl-hanna?view=1

Foundation Logo for Fundraising or charitable events only please