With interest rates back at historically low levels I am wondering why more people are NOT taking advantage of such a low rate and buying a home!! I know all of us “REALTORS” come off as cheap used car salesman when we say “NOW IS THE TIME TO BUY” but I am here to tell you NOW REALLY is the time to buy a home… I really do not care (and neither should you) on what the market is going to do or not do… If you have a steady job and strong job history than you should own your own home and with interest rates so low NOW is the time to pull the trigger…
What are the biggest reasons potential buyers are not pulling the trigger?
Bad credit? Not enough money saved for down payment? Been burned on the last real estate crash in 2008? Short Sale or Foreclosure on your credit? Scared to buy because this is your 1st home? Waiting to see what happens with the elections? What ever the case we can overcome off of these most of the time pretty easily (sometimes not so easy) but the key thing is to get the ball rolling!! You need to sit down with an experienced loan officer that can sit down with you and develop a strong game plan and make the dream a reality… Bad credit can most of the time be fixed in 1-3 months! No $$ for a down payment? There are grants available from the State of NV that can get you up to 5% towards your down payment and closing costs… I can sometimes get the sellers to give you up to 3% towards your closing costs so that means it is possible to get you up to 8% towards the purchase of your new home… THAT NEVER HAS TO BE PAID BACK!!!! #FREEMONEY #WOW
If you are concerned about the market or if this is your 1st home than call me and lets sit down and talk about it… My doors are always open to anyone who wants to know about the market and what the steps are to buying a new home! We are ALL afraid of what we do not know so the key is to get yourself educated and lets get you into a new home!! Now really is the time to get it done before the rates go back up… And they WILL go back up!!